Commercial Insurance — Micon Insurance Agency | Bedford, TX
Commercial buildings and properties protected by commercial insurance
Commercial Insurance

Large-Scale Protection for Commercial Operations

From commercial real estate to fleet vehicles and large-scale operations, we provide specialized coverage built for the complexity of your business.

Overview

Why Commercial Insurance Matters

Commercial insurance goes beyond standard business coverage to address the unique risks of larger operations, commercial properties, and specialized industries. Whether you own commercial real estate, operate a fleet of vehicles, or run a complex operation, we build coverage that matches your scale.

We partner with top-rated commercial carriers to provide coverage that protects your assets, your employees, and your operations. Our agents understand the nuances of commercial risk and will work with you to build a comprehensive program — not just a policy.

Have questions? We're here to help.

(817) 623-9911
What's Covered

Coverage Options

Commercial Property Insurance

Covers commercial buildings, warehouses, retail spaces, and other owned or leased properties against damage and loss.

Commercial Auto & Fleet Insurance

Covers company-owned vehicles, delivery fleets, and employee-driven vehicles used for business purposes.

Commercial General Liability

Broad liability protection for large operations, covering bodily injury, property damage, and advertising injury on a commercial scale.

Umbrella & Excess Liability

Additional liability coverage above your primary policy limits — essential for high-risk or high-value commercial operations.

Inland Marine Insurance

Covers equipment, tools, and goods in transit or stored off-site — critical for contractors and logistics operations.

Surety Bonds

Guarantees your business will fulfill contractual obligations — often required for government contracts and construction projects.

FAQ

Common Questions

What's the difference between business and commercial insurance?

Business insurance typically refers to coverage for small to mid-size businesses. Commercial insurance covers larger operations, commercial real estate, fleets, and more complex risk profiles.

Do I need commercial auto insurance for my company vehicles?

Yes — personal auto policies do not cover vehicles used for business purposes. Commercial auto insurance is required for any vehicle used in the course of business operations.

What is an umbrella policy and do I need one?

An umbrella policy provides additional liability coverage above your primary limits. It's highly recommended for businesses with significant assets, high foot traffic, or elevated liability exposure.

Can you cover multiple locations?

Absolutely. We can build a commercial package that covers all your locations, properties, and operations under a single, coordinated program.

Ready to Get Covered?

Properly insured, because you deserve to be protected. Let's find the right plan for you today.